REGULAR ACCOUNT REVIEWS                                                      

     It’s important for clients to know what we’re doing – how and where we’re putting their investment funds to work. For this reason, we place emphasis on regular account reviews.
   That emphasis begins with a team approach to portfolio management. Generally, we assign two portfolio managers to each account. These professionals periodically review information that might affect a client’s investments. Using this approach, we can save you money by managing taxable events in your portfolio.
We may schedule special reviews when new market opportunities arise or when funds are added or withdrawn from an account.

   In addition, our senior managers review all portfolios periodically, evaluating overall performance in light of client goals and requirements. Events such as strong market rallies or corrections also may prompt comprehensive portfolio reviews.
   To assure the accuracy of all account activity, we conduct a daily review of all prior day transactions. Our compliance department also monitors all trades to ensure they conform to current recommendations.

 Frequent client communication
  To keep clients fully informed of the progress of their investments, we stress ongoing communication. That communication takes many forms:
   Periodic meetings, held at client convenience, allow us to review portfolio performance and changes in investment goals. We hold these meetings at least once a year, more frequently if client circumstances require them.
   Historical performance reports are prepared annually or when requested by a client.
   Clients holding assets with our clearing agent receive monthly statements showing all transactions, the current value of securities, and estimated annual income and yield.